HARDSHIP PAYMENT SCHEME
FLEXIBLE PAYMENT PLANS

Eligibility criteria
You may apply for the Financial Hardship Payment Scheme (FHPS) if you:
- Are an international onshore student on a valid student visa
- Are a continuing student who has completed at least one semester of study
- Are experiencing genuine temporary financial hardship due to unforeseen circumstances beyond your control
- Apply within two (2) months after the original fee due date and at least two (2) weeks before your next fee due date
- Have no overdue tuition or other outstanding fees
- Have not previously applied for FHPS at any time
- Provide financial evidence from the last 90 days (e.g., bank transactions and savings)
- Demonstrate how your circumstances directly impact your ability to pay tuition fees
- Provide all required supporting documentation
Eligibility and approval are assessed in accordance with the FHPS Policy. Personal information provided as part of your application will be handled in accordance with the Privacy Policy.
Compassionate or compelling circumstances
Examples may include:
- The death, serious illness, or injury of an immediate family member who financially supports you
- Your own serious illness or injury affecting your ability to earn or pay fees
- A major political crisis or natural disaster in your home country impacting financial support
Circumstances that may not generally qualify include:
- Ongoing financial mismanagement or avoidable financial commitments
- Reduced discretionary income or lifestyle expenses
- Non-essential spending patterns are inconsistent with hardship claims
- Voluntary financial transfers beyond normal family support expectations
Fair & supportive commitment
The FHPS is designed to support students genuinely impacted by unexpected hardship. To help us review your application as fairly and transparently as possible, we ask that all information provided be accurate and complete. This allows us to treat every applicant fairly and in accordance with College policies.
How to apply
Step 1: Review Financial Hardship Policy
Step 2: Complete the Online Application
Step 3: Upload Supporting Documents
- Signed declaration
- Financial evidence
- Relevant hardship documentation
Step 4: Submit at least two (2) weeks before the due date.
Step 5: Expect the result within 10 business days
Important terms & conditions
Each application is assessed individually, and approval is at the discretion of Stanley College.
Failure to comply with an approved payment plan may result in further action in accordance with College policies and may affect enrolment status in line with ESOS requirements.
NEED ASSISTANCE?
If financial stress is affecting your wellbeing or studies, support is available:
